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Driving in the EU after 29 March 2019

With the Brexit deadline approaching The Association of British Insurers (ABI) has issued guidelines for people taking vehicles outside of the UK in the event of a no deal Brexit. Drivers should contact their insurance adviser to arrange what is known as a Green Card and take it with them if they wish to drive their vehicle in the EU (and certain other countries) in the event no-deal is reached between the UK and EU with regard to UK participation in the Green Card Free Circulation Area.


Tuesday, March 19, 2019Read More

Cyber attacks - how vulnerable are SMEs?

With the introduction of GDPR in May 2018 business will have to report data breaches to the ICO within 72 hours after detection and could possibly face a fine, these could be as high as 4% of your turnover.


Tuesday, May 01, 2018Read More

Are you protected as a director?

It is now common practice for businesses to purchase Directors & Officers (D&O) Liability Insurance but do you have any other insurance protection for your Directors and Senior Officers? If not then you need to consider Management Practice Liability, this offers far wider cover than a standard D&O Policy, highlights include:

  • Employment claims
  • Regulatory investigations and prosecutions
  • Shareholder/Investor claims
  • Employee and Third Party fraud

Thursday, March 08, 2018Read More

October Health & Safety Bulletin

Octobers health & safety bulletin covered a number of recent events including:

  • One in Five Managers Don't Follow H&S Protocols Following an Accident
  • £140k fine plus costs Following Flash Burns
  • Company Fined £250,000 plus costs After Crushing Leaves Worker with Brain Damage

Thursday, October 19, 2017Read More

Employment Tribunal Changes 26 July 2017

Recently, the Supreme Court ruled on a case brought by trade union Unison challenging the legal fees for taking claims to Employment Tribunals. The fees have been classed as unlawful and as of 26 July 2017, were scrapped.


Tuesday, August 22, 2017Read More

Ransomware Cyber Security

As you may be aware, there has been an outbreak of a 'ransomware' type of computer virus called WannaCry, affecting users in many countries around the world. These have included firms such as FedEx and many NHS trusts. It is believed to have led to 57,000 infections in 99 countries.


Tuesday, May 16, 2017Read More

What the Health & Safety Executive are looking for in 2017

  • To improve associated death and injury statistics, the HSE and Local Authority inspectors are tasked with focusing on a number of priority areas within businesses in 2017

Thursday, May 04, 2017Read More

Crime Warning!

We are seeing more and more incidents where criminals are targeting businesses with electronic crime, whilst in the past some of these have been pretty basic attempts they are now far more professional and they are getting results.


Thursday, May 04, 2017Read More

Changes in Compensation Calculations

You may well have seen in the media when it was announced on Monday that the Ogden discount rate has been reduced from 2.5% to -0.75%, and the change will take effect from 20 March 2017.


Tuesday, March 14, 2017Read More

Health & Safety

There has been a six-fold increase in fines of £1m or more for accidents and near-misses at work since the new sentencing guidelines were introduced in England and Wales. [...]

Tuesday, March 07, 2017Read More

Insurance Premium Tax Increase

In his first Autumn Statement the new Chancellor of the Exchequer announced a further rise in Insurance Premium Tax, from the current level of 10% to 12% effective from 1 June 2017. [...]

Tuesday, January 31, 2017Read More

Having the right level of cover

The correct level of insurance protection is critical to safeguard your business or personal financial position. Our industry is littered with cases of "under-insurance" (as it is commonly known) causing real issues for both commercial organisations and private individuals. Whilst "under-insurance" has historically frequently been an issue, the implementation of The Insurance Act 2015 imposes an even greater responsibility on you to ensure that the risk information you provide to insurers is "fair" - this has particular relevance to sums insured and/or estimates which insurers use to assess the risks they are covering. Be aware that there is a real focus by insurers on issues such as this - their view is that the Act is very much a "two-way" process. [...]

Tuesday, January 31, 2017Read More
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